Frequently asked
Questions sponsors ask about this program
- What deal sizes does Equipment Financing support?
- Equipment Financing is sized at $50K–$10M+. Capital secured by the equipment itself rather than the balance sheet — structured as a loan, a lease, or a sale-leaseback on assets already owned. Single-asset checks start at $50K; fleet and infrastructure programs can scale well above $10M, with the payment schedule matched to the productive life of the asset instead of consuming a working capital line.
- What are the indicative terms?
- Indicative terms are Up to 100% of equipment cost; 24–84 mo, fixed payment; Loan, lease, or sale-leaseback. Final pricing and structure depend on sponsor track record, asset quality, and the exit.
- Who is a good fit for this program?
- Operating businesses acquiring titled, industrial, medical, or construction equipment. Vendor and private-party purchases, new or used. Sale-leaseback against owned equipment for working capital. Large fleet, manufacturing, and infrastructure equipment programs above $10M.
- What would disqualify a deal?
- Equipment with no resale market or verifiable serial/title record. Pre-revenue businesses with no operating history. We tell sponsors early when a deal isn't right for this program rather than shopping it to lenders who won't close it.
- How does the process and timing work?
- Most approvals come back in 1–3 business days on an invoice or quote, and funding goes directly to the vendor at closing. Sale-leasebacks require an appraisal or recent purchase documentation. Fleet and infrastructure programs above $10M are structured as a custom program rather than a single-asset check.