Business Capital Solutions
Term Loans
- Deal size
- $100K–$20M
- Indicative terms
- Up to 24 mo630+ FICO, 3+ yrs in business, $250K+ monthly deposits, 3%+ EBITDA margin48 hrs
Overview
Fixed maturity with prepayment discounts built in — for businesses that know exactly what they're funding and want a defined payoff date.
Submit a DealWho this fits
- Profitable operating businesses seeking fixed-maturity, non-dilutive capital
What disqualifies a deal
- Pre-revenue or negative-margin businesses
Frequently asked
Questions sponsors ask about this program
- What deal sizes does Term Loans support?
- Term Loans is sized at $100K–$20M. Fixed maturity with prepayment discounts built in — for businesses that know exactly what they're funding and want a defined payoff date.
- What are the indicative terms?
- Indicative terms are Up to 24 mo; 630+ FICO, 3+ yrs in business, $250K+ monthly deposits, 3%+ EBITDA margin; 48 hrs. Final pricing and structure depend on sponsor track record, asset quality, and the exit.
- Who is a good fit for this program?
- Profitable operating businesses seeking fixed-maturity, non-dilutive capital.
- What would disqualify a deal?
- Pre-revenue or negative-margin businesses. We tell sponsors early when a deal isn't right for this program rather than shopping it to lenders who won't close it.
- How does the process and timing work?
- Approvals typically come back within 48 hours, and prepayment discounts are built into the structure for early payoff.
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