Published sizing. Real mandates.

Built for sponsors executing a defined construction or rehab plan with a clear exit — sale or refinance. Leverage is aggressive relative to most bank construction lines because pricing and structure are matched to sponsor track record, not just collateral.

For assets in transition — repositioning, lease-up, or light renovation — where a bank won't lend against current cash flow but the business plan supports a near-term stabilized value.

Designed for the gap between acquisition/renovation and stabilized occupancy — pricing reflects the transition risk, structured to roll into permanent or sale financing once the business plan is executed.

Bridges the carry period between securing entitlements and breaking ground — priced for the binary risk of pre-development capital, released once construction financing is in place.

For sponsors who have the deal and the debt lined up but need the equity check to close the capital stack — evaluated with the same underwriting discipline applied to every Baruk transaction before it reaches capital partners.

Sits above senior debt to close a capital stack gap without diluting the sponsor's common equity position as much as an LP raise would — typically layered in alongside an existing or newly-placed senior loan.

A government-guaranteed structure delivers long-term, low-rate permanent financing for qualifying rural businesses and real estate — the tradeoff is a longer close (60–120 days), which a bridge-to-USDA structure can offset.